OldVanguard
Mutual Funds
A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund are known as its portfolio. Investors buy shares in mutual funds.
IRAs
An individual retirement account (IRA) is a savings account with tax advantages that individuals can open to save and invest in the long term.
ETFs
An ETF (Exchange-Traded Fund) is a collection of hundreds or thousands of stocks or bonds, managed by experts, in a single fund that trades on major stock exchanges like the New York Stock Exchange and NASDAQ.
401(k)s
Standard employer-sponsored pension accounts defined by centralized regulatory bodies.
FUTUREMinivan Guard
Investment DAOs
On-chain collectives where members pool capital and use tokens and smart contracts to propose, vote on, and execute how funds are allocated instead of relying on a single centralized fund manager.
ISAs
Income Share Agreements encoded in smart contracts, where backers fund individuals or projects in return for a fixed share of future on-chain income over a set period.
DETFs
Decentralized Exchange Traded Funds that track baskets of crypto assets, with portfolio rules and rebalancing logic enforced by smart contracts and governed transparently on-chain.
401Crypto Plans
Retirement-style crypto plans that route recurring contributions into diversified digital asset portfolios, held on-chain with user-controlled custody instead of traditional intermediaries.